Category Archives: Her Divorce Source.. with Leah

Has divorce become a reality? If you have questions about your new life, you’re in the right place! Her Divorce Source with Leah is the go-to podcast for women before, during, and after a divorce. Leah Jones is a Certified Financial Divorce Analyst at Hightower Bethesda, she helps you create a life that’s full of possibilities, empowerment, and freedom. She’ll tackle your biggest questions about lifestyle and money, giving you practical guidance you can use right away.

Empowering Your Divorce By Building a Community (Ep. 7)



Divorcing as a parent can be very difficult.

Dealing with the legal requirements, plus all of the transitions of going from a co-parent to a single-parent can feel overwhelming and emotionally draining.

But having a community of like-minded people that you can trust and rely on can help you through those tough situations.

In this episode, Leah Jones speaks to Michelle Dempsey-Multack, author, divorce coach and certified divorce specialist who works with women at all stages of their divorce and helps them join a community to connect with other women in similar situations.

Michelle and Leah discuss:

  • Michelle’s ‘why’ and the reason she is passionate about helping women through their divorce
  • The most important resources to help you through your divorce
  • The Mom’s Moving On community and how women support each other through the virtual community
  • What a divorce coach is and how they can help you through difficult situations
  • And more

Resources: 

Connect With Michelle Dempsey-Multack:

Connect With Leah:

Schedule a Call with Leah:




Collaborative Divorce 101 (Ep. 6)



Divorce is by definition, not done alone. 

However, the question may be, how do you collaborate on a split?

It’s all about your mindset as you enter divorce proceedings. If there’s a willingness to work with your spouse in a way that will allow for constructive resolutions, you will be able to separate in a more peaceful way. 

In this episode, Leah Jones speaks to divorce attorney Melissa Goodstein, who focuses on alternative dispute resolutions, namely mediation and collaborative divorce. Leah and Melissa discuss the ins and outs of collaborative divorce, the benefits and when it may not be an option, and the difference between mediation and collaboration. 

Leah and Melissa discuss:

  • How collaborative divorce is possible 
  • The three reasons why collaborative process may not be an option
  • The difference between mediation and collaboration in divorce
  • The financial implications of divorce
  • And more

Connect With Leah:

About Our Guest:

Melissa Goodstein graduated from Brandeis University with a B.A. and high honors in both American Studies and European Cultural Studies in 1987. She received her J.D. degree from Benjamin N. Cardozo School of Law in 1990 where she served as an editor of the Journal of International Law.

In 1992, she completed mediation training and in 1993 started a private practice specializing in divorce mediation with offices in Westchester and New York City. In 2003 Melissa received training in collaborative law and in 2005 was trained in the interdisciplinary collaborative team model.

Melissa practices exclusively within the mediation and collaborative divorce models.  Her practice is located in Katonah, New York serving clients throughout Westchester County and Putnam County and the surrounding New York metropolitan area.

Melissa is a member of the New York State Council of Divorce Mediation, the Greater New York Council of Family and Divorce, the New York Association of Collaborative Professionals and the International Association of Collaborative Professionals. She is also a member in good standing of the Westchester Women’s Bar Association and has completed advanced training in both mediation and collaborative practice.

In accordance with a 2019 initiative, ADR (alternative dispute resolution) is now mandated for most court actions in the New York State judicial system. In alignment with her dedication to ADR, Melissa serves on the mediation panel and Roster of Mediators for the 9th Judicial District in the following courts: Westchester County Supreme Court Matrimonial Part, Putnam County Supreme Court Matrimonial Part, Putnam Surrogate’s Court and Bronx Surrogate’s Court.

Melissa is passionate about providing the best possible support for all her clients and is an advocate of alternative healing techniques such as chiropractic, yoga and meditation to help support her clients during the divorce process. She believes that healing from the inside out is instrumental in achieving a good divorce and a transition to a new life.

 


Planning for the Three Phases of Divorce with Stacy Francis (Ep. 5)



There are three stages you should be planning for when you decide that divorce is the right option.

It’s critical that you do your research, plan, and manage your finances during these three stages to avoid potential issues.

In this informative episode, Leah Jones speaks to Stacy Francis, Certified Divorce Financial Analyst and the founder of Savvy Ladies. Leah and Stacy discuss how women should prepare pre, during and post divorce to ensure a smooth transition into their new lifestyle.

Leah and Stacy discuss:

  • Pre-divorce planning tips, including steps to take towards taking full control of your own finances, and talking to a matrimonial attorney prior to divorce
  • Add-on expenses, and what you should focus on when divorcing to assure the wellbeing of your children
  • Your investment portfolio and tailoring it to suit you and meet your needs
  • And more

Connect With Leah:

About Our Guest:

Stacy Francis is the President and CEO of Francis Financial, a fee-only boutique wealth management, financial planning and divorce financial planning firm dedicated to providing ongoing comprehensive advice for successful individuals, couples, and women in transition such as divorce or widowhood.

She is a Certified Financial Planner™ (CFP®), Certified Divorce Financial Analyst® (CDFA®), Certified Grief Recovery Specialist® and Certified Estate and Trust Specialist (CES™) with over 20 years of experience in the financial industry. Stacy is also the founder of the non-profit, Savvy Ladies™, host of the Financially Ever After podcast, and the author of Financial Help for Widows: A Complete Resource Guide as well as Unveiling the Unspoken Truth: The Financial Challenges Women Face During and After Divorce. 


4. Misconceptions of Taking Ownership of the Primary Home During a Divorce With Jeff Landers



During the divorce process, it is very common for the divorcing woman to want to stay in the primary home. This is a highly nuanced situation, so it’s important to consider bringing in a professional during negotiations.

In this episode, Leah Jones speaks with Jeff Landers, chief executive officer at Next Act Properties. Jeff discusses some of the creative solutions for divorcing women to consider so that they have the ability to stay in their home throughout the divorce and into the next stage of life.

Jeff discusses:

  • Why the refinancing qualification of the divorcing woman is critical
  • The option of continuation to co-own the primary home
  • The focus of his companies––and how he helps divorcing couples
  • And more

Connect With Jeff:

Connect With Leah:

About Our Guest: Jeff Landers, is a seasoned Real Estate expert with over 30 years of experience working with prestigious companies such as Metropolitan Life, Merrill Lynch, Coldwell Banker and others.

In 2010, Jeff founded Bedrock Divorce Advisors, LLC, working exclusively with women going through a financially complicated divorce. Dealing with the marital home is almost always a major issue in any divorce. Jeff’s strong background and know-how has guided many hundreds of women all over the U.S. through the complex process of selling their marital home or buying out their spouse and refinancing the mortgage, so they can keep and remain in their homes.

Jeff has written 6 published books with 15,000+ copies sold nationwide focusing on the financial aspects of divorce for women, as well as contributing articles regularly to Forbes.com, The Huffington Post, DailyWorth, More.com, Lawyers.com, and many other online publications.


3. Three Emotional Money Mistakes Made By Women During a Divorce With Christine Luken



The emotional stress of going through a divorce can cause some to act irrationally with their money. It’s important to seek guidance during those trying times to avoid making costly, emotional mistakes.

In this episode, Leah Jones and Christine Luken, founder of Financial Dignity Movement, discuss three emotional money mistakes women make during a divorce. Christine explains what financial dignity means, and highlights the importance of not feeling ashamed to ask questions of people advising you, whether that’s your attorney or financial planner.

Christine discusses:

  • Three emotional money mistakes women make while going through divorce
  • What financial dignity means
  • Why you should have a counselor or therapist you can speak with while going through divorce
  • Why you shouldn’t be embarrassed to ask questions of your attorney or financial planner
  • And more

Resources: 

Connect With Christine Luken:

Connect With Leah:

About Our Guest:

Ready to master your money and become a financial success? Then you need Christine Luken, the Financial Lifeguard in your corner!

As the Founder of the Financial Dignity® Movement & a Certified Financial Counselor, Christine has coached hundreds of high earning professionals to pay off staggering amounts of debt and massively increase their net worth over the past twelve years.

Christine’s books, Money is Emotional: Prevent Your Heart from Hijacking Your Wallet & Manage Money Like a Boss: A Financial Guide for Creative Entrepreneurs, have landed her almost 100 podcast and TV interviews, establishing her as the authority on money and emotions.

When she’s not coaching clients from her office in Cincinnati, you can find this Certified Divorce Specialist & member of the Financial Therapy Association curled up with a good book, a fluffy cat, and a strong cup of coffee.


2. Divorcing A Narcissist With Allison Dagney



Divorce is never easy, but divorcing a narcissist poses additional challenges and things you need to be aware of as you make your way through the process.

In this episode, Leah Jones is joined by Allison Dagney, an alias used to protect both her and her children, is the author of When Tears Leave Scars. Allison joins the podcast to share about her experience dealing with emotional abuse and how she managed to escape a traumatic marriage.

Allison discusses:

  • The concept of love bombing
  • Signs that you are in a relationship with a narcissist 
  • Why planning was key to getting out of her traumatic marriage
  • Why reaching out to a financial professional can help women with divorce where their partner controls the money
  • How Allison handled the divorce while managing her kids wellbeing
  • And more

Resources: 

When Tears Leave Scars – By Allison Dagney

Connect With Leah:

About Our Guest:

Allison Dagney lives in the midwest of the United States with her three children and their beloved  rescue dog. Allison never aspired to be an author, but her love of writing paired with an inspirational story, was the perfect recipe to expose hidden emotional abuse. In this gripping true life story, Allison aims to shed light into the darkest areas of abusive relationships while giving victims of abuse a beacon of hope and a roadmap for healing.

 


1. Meet Leah Jones, CFA, CFP®, CDFA®, AEP®



In general, people make bad financial decisions based on emotions. Divorce is one of the most emotionally taxing experiences someone can go through, and often, your finances may suffer at the hands of your emotions.

Welcome to Her Divorce Source with Leah Jones, CDFA®! 

In this episode, get to know host Leah Jones, Certified Divorce Financial Analyst®. She shares details about why chooses to help divorcing women manage their finances and investments, and how education plays a big role in the work she does.

Leah discusses:

  • How she got into her role working with divorcing women
  • Who she works with (her ideal client) and why she chooses to work with them
  • What she does for her clients
  • Why education is big component of the work she does
  • And more

Resources: 

Connect With Leah:

 


BONUS EPISODE: The Process of Pension Property Division During Divorce for Federal Employees



This episode was previously released in 2020, but we wanted to rerelease this episode coinciding with Jessica Markham’s book release of, Representing Federal Employees and Their Spouses, a Practical Guide.

Meet Jessica Markham, a family lawyer that practices in Maryland and Washington DC. She has many honors and awards to her and her firm’s credit including best lawyer in America and the best divorce attorney in the Bethesda area. She started her law firm about 5 years ago and is often sort after by federal employees going through a divorce.

In this episode of the Hightower Bethesda Divorce Series, Jessica joins Sarah as they scrap the surfaces of nuances of being a Federal employee going through a divorce. She’s best suited for this topic since she is in the process of publishing a 600-page book on the topic.

Listen in to learn different factors that apply when it comes to the division of pension property for federal employees during a divorce.

What you will learn:

  • Factors to consider when dividing in a divorce for federal employees.
  • What portions of the annuity is the spouse entitled to?
  • The legal formulas that are used to divide pension property- what it means and how other properties impact that.
  • Jessica explains how long a couple has to be married for the pension law to apply.
  • Why this law applies to govt employees that are living but don’t have to be working.
  • She explains in math how much a spouse or a surviving spouse gets in pension benefits.
  • How to understand and negotiate the survivor benefits and who pays the cost of it.
  • What is remarriage restructuring? How does it work in survivor benefits and pension law?
  • How different types of social securities affect the pension and why you have to keep these in mind when negotiating.
  • Why you need to think about the cost of living adjustments and supplemental annuity.

Our Contacts:

Website: http://bethesda.hightoweradvisors.com/

LinkedIn: https://www.linkedin.com/company/hightowerbethesda/

Facebook: https://www.facebook.com/HightowerBethesda/

Twitter: https://twitter.com/LeahPlans4You

Guest’s Contacts:

Website: https://www.markhamlegal.com/jessicamarkham

Book: https://www.representingfederalemployees.com/aboutthebook


BONUS EPISODE: Military Divorce with Kate Reese



In this episode, Leah Jones, Director of Financial Planning for Hightower Bethesda, speaks with Kate Reese about military divorce, addressing anyone who is considering or going through a divorce that includes someone who is or has been a member of the military. They discuss things to consider such as the documents and resources you’ll need to collect and how to approach the division of assets.

“You just pick your battles. Run the numbers and see what the numbers look like… It’s just a choice that you have to make. Just need to be informed and it’s got to have the tax component considered.” -Kate Reese [28:59]

What You Will Learn:

  • Meet Kate
  • Who the podcast refers to in regards to military divorce
  • Documents and resources needed to collect
  • Military pension benefits and other income considerations
  • Ways to think about dividing assets
  • Steps to finalize everything
  • Other things to know and consider
  • How to contact Kate

Our Contacts:

Website: bethesda.hightoweradvisors.com

LinkedIn: Hightower Bethesda

Facebook: HightowerBethesda

Twitter: @LeahPlans4You

Guest’s Contacts:

Website: reeselawoffice.com

Phone number: (703) 279-5140

Email: kate@reese.law


BONUS EPISODE: Financial Implications During A Divorce When the Woman is the Primary Bread Winner with Heather Hostetter



Meet Heather Hostetter, she is a family law attorney located in Bethesda Maryland with a long list of awards and a partner at Hostetter Strent. This is a domestic relations law that deals with divorce, property distribution, alimony, custody, and child support.

In this episode, Leah speaks with Heather about the process of property distribution during a divorce primarily with alimony and child support when the woman is the main breadwinner.

Listen in to learn the difference between alimony and child support and why they both exist. You will also learn why as a woman; you need to think hard before entering a legal marriage and what to consider before and during the marriage in terms of finances and support.

What you will learn:

  • The factors that come into play before the court awards alimony during a divorce and the types that exist.
  • She explains why it’s difficult for the fault to play part in alimony.
  • The factors that determine how the length of the marriage affects the alimony.
  • The difference between paying alimony and child support and how women breadwinners react to it.
  • She explains the legal consequences of an ending marriage and understanding them beforehand.
  • The alimony negotiations process and what the court has the power to do and not do.
  • How both women and men react to the issue of alimony during a divorce.
  • How child support is calculated and its relationship to alimony.
  • She explains how the child support money is divided to make sure it caters to children.
  • The importance of having a conversation before and during a marriage about the roles of both partners.
  • The purpose of thinking hard as a woman before getting married and understanding the consequences and whether you can live with them.

Our Contacts:

Website: http://bethesda.hightoweradvisors.com/

LinkedIn: https://www.linkedin.com/company/hightowerbethesda/

Facebook: https://www.facebook.com/HightowerBethesda/

Twitter: https://twitter.com/HighTowerBethsd